Some Interesting Life Insurance Results In 1893 a prominent citizen of Philadelphia, Pennsylvania, took out $100,000 of Insurance in four companies for $25,000 each, upon the 10-year Endowment plan, at age of 31. The following are the SETTLEMENTS made in 1903 $4,304 97 Excess of cash received by insured, over premiums paid by him ... The contracts of the EQUITABLE, MUTUAL LIFE, and NEW YORK LIFE all stipulated for total forfeiture of profits, should the insured DIE within ten years or FAIL TO PAY 10 premiums NON-FORFEITABLE DIVIDENDS The Connecticut Mutual policy was an ANNUAL DIVIDEND contract; and the accumulation of its dividends, with compound interest, was SUBJECT TO CALL and therefore NON-FORFEITABLE Everybody WHO WOULD LIKE TO DEVOTE ALL OR PART OF HIS A. A. DAYTON, General Agent THE CONNECTICUT MUTUAL LIFE INS. CO. Eastern and Northern N. Y. State, Albany, N. Y. GOOD ADVICE: Don't delay until TO-MORROW what may be done to-day! DO IT NOW! FILL OUT, SIGN, and SEND TO-DAY to the General Agent and address named above; The day on which you were born.......... The month in which you were born.. NAME... P. O. Address. ALBANY TEACHERS' AGENCY Supplies Schools of all Grades with Competent Teachers Assists Teachers in Obtaining Positions Bellvale, N. Y.-Yesterday I accepted the position of principal of the school at Bellvale. Thank you for your help in securing the place. Frank G. Lindsey, Ravena, N. Y. July 22, 1905. Marietta, Ohio.-I have received word from Dr. Wolfe that I could have the position in Marietta Academy and have replied that I would accept it. Thank you for your efforts. George W. Payne, New York City, July 22, 1905. Chivington, Colo.-We have employed Miss Stella Stover to teach our school the coming year. Thanks for your assistance in the matter. George E. Towse, Secretary Board of Education, July 23, 1905. Troy Conference Academy, Poultney, Vt.I have telegraphed my acceptance to Dr. Dunton and thank you for your interest in my behalf. I am more than satisfied with the way you have treated me since I joined your agency. Winfield H. Stone, New Brighton, N. Y., July 24, 1905. Croton Falls, N. Y.-Enclosed find money order for my commission. Accept also my sincere thanks for your efforts in my behalf. Your promptness on all occasions certainly deserves credit. I never miss an opportunity to praise the Albany Agency. Katherine Mulroy, July 25, 1905. Nashville, Mich.-Enclosed you will find a post office order for the commission due on my position. Thank you for your courteous attention and services in my behalf. Jennie Updyke, Reading, Mich., July 25, 1905. Dakota, Ill. We have selected our teacher of mathematics, Latin and Greek and he is L. Nevin Wilson, who was recommended by you. Rev. C. K. Staudt, A. M., July 25, 1905. Thetford Academy, Thetford, Vt.-From the three men recommended by you for the viceprincipalship at Thetford, I have chosen Mr. Martin W. Chaffee. I am grateful for your assistance and shall speak a good word for you whenever I have the opportunity. J. Richmond Childs, July 26, 1905. Middlebury, Vt.-I have just returned from Middlebury where I have been having a personal interview with the school committee. They decided to offer me the position of assistant in the high school and I have accepted. I want to thank you very much for your assistance in getting this position. Margaret Chase, North Adams, Mass., July 27, 1905. Union College, Barboursville, Ky.-I inform Miss Sutphen, of Albany, N. Y., by this mail of her election as music teacher in this college. Your unqualified endorsement is the greatest factor in her selection. Thank you for your assistance. James W. Easley, Pres., July 27, 1905. Bethel, Vt.-I received my Vermont certificate yesterday and have returned a duplicate contract to Mr. Fortier for the position at Bethel. I wish to thank you very much for your help in securing this position. Mabel M. Brown, Brushton, N. Y., July 30, 1905. Middlebury, Vt.-Miss Chase came here Wednesday and we engaged her as our assistant for the coming year. I thank you for your assistance in the matter. E. H. Martin, M. D., Clerk of School Board, July 28, 1905. Minneapolis, Minn. Mr. Allen, whom you recommended, is proving very satisfactory thus far and we believe he will make an excellent teacher. Thank you for your interest in the matter. G. A. Golder, Pres., State Business College, July 29, 1905. North Craftsbury, Vt.-I am in North Craftsbury and have accepted the principalship of Craftsbury Academy, for which you recommended The academy building and library are splendid. I find this a great country. L. E. Strohm, July 31, 1905. me. Otterville, Mo.-I have been elected as principal of the school at Otterville, the place for which you recommended me, and my wife has secured a position as assistant. Thank you very kindly for your interest in our behalf. Chas. C. Phillips, North Troy, Vt., July 31, 1995. Thetford, Vt.-I wish to thank you for your efforts in my behalf. Yours is the agency that produces results. After accepting the position at Thetford for which you recommended me I was offered another place in New York, also on your recommendation. The inexperienced college graduate does well to enroll with you. Martin W. Chaffee, Morrisville, Vt., July 31, 1905. Oneida, N. Y.-I thank you Mr. French for your efforts in getting me a position and I shall do everything I can to assist you on every occasion. Everyone with whom I have had any correspondence speaks of you and your agency with highest regard. Raymond G. Leonard, Alexandria Bay, N. Y., Aug. 3, 1905. Waterford, N. Y.-Your letter received and I also have official notice from Waterford of my election as superintendent. I sincerely appreciate your earnest efforts in my behalf. R. S. Roulston, Oneonta, N. Y., Aug. 3, 1995. Chambersburg, Pa.-I am pleased to inform you that I have accepted the position in Chambersburg Academy and shall send you my commission in a few days. Philip M. Smith, Middlefield, Mass., Aug. 4, 1905. Richmond, Ky.-I have just closed with your man, Mr. Bardwell, for the English and history position. Thank you for your favors. James T. Barrett, The Walters School, Aug. 4, 1905. Sheridanville, Pa.-We have elected Miss Rees, of Clayton, N. Y., as teacher in Room 6, one of your candidates, and apparently excellent in all respects. Thank you for your good applicants. Geo. F. Smith, Sec. School Board, Aug. 4, 1905. Naples, Ill. I have just signed a contract as teacher of the school at Naples, Ill., the position for which you recommended me. I will pay the commission when I draw my first month's salary. Bertha R. Stoddard, Aug. 5, 1905. Chambersburg, Pa.-I have engaged for the position in our school Mr. Philip M. Smith, who was recommended by you. I return to you all information concerning applicants received from you and beg to thank you for your efforts to provide me with a teacher. D. Edgar Rice, Principal Chambersburg Academy, Aug. 7, 1905. Cape May City, N. J.-We have elected Miss Fisher, who was recommended by you for the vacant position in our high school and have this day notified her of our action. S. H. Moore, Chairman Teachers' Committee, Aug. 7, 1905. West Stockbridge, Mass.-I have received an appointment at West Stockbridge and feel very grateful to you for the interest you have manifested and the assistance you have given me in securing the position. Elizabeth 'rooman, Middleburg, N. Y., Aug. 7, 1905. Stamford, Conn.-I have been appointed to the position in Betts Academy, for which you recommended me, and have just written a letter of acceptance. I thank you for the assistance you have given me in securing this position. Chas. B. Weld, New Haven, Vt., Aug. 7, 1905. Port Leyden, N. Y.-We have hired Miss Mary B. Garvin, recommended by you and notified her last week. John McHale, Clerk Board of Education, Aug. 8, 1905. Troy Conference Academy, Poultney, Vt.We have engaged your candidate, Miss Lillian E. Fisk, for art. In selecting her we passed by Syracuse graduates and women of very successful experience who were willing to take the same salary. Rev. C. H. Dunton, Principal, Aug. 8, 1905. Morgantown, W. Va.-I have received a telegram from Superintendent Gallup notifying me that I have been elected to the position for which you recommended me and have just wired my acceptance. Thank you for your prompt and efficient efforts in my behalf. Jane M. Chambers, Liverpool, N. Y., Aug. 9, 1955. Morgantown, W. Va.-Two of your candidates, Miss Watson and Miss Chambers, have been elected to positions in our school. Supt. Wm. H. Gallup, Aug. 9, 1905. Poultney, Vt.-The position in Troy Conference Academy has been given to me, and I feel very grateful to you for your assistance. Lillian E. Fisk, Morrisville, Vt., Aug. 9, 1905. Roxmor Woodland, N. Y.-Please find check enclosed for my commission. I find my work here very pleasant. The camp so far has been thoroughly a success. I highly appreciate the work you have done for me. Harry W. Little, Aug. 10, 1905. Trinity Hall, Washington, Pa.-We have selected Mr. E. V. Greenfield, whom you recommended, for the French and German position. Thank you for services rendered. Chas. G. Eckles, Head Master, Aug. 11, 1905. North Craftsbury, Vt.-I have accepted the position in Craftsbury Academy. I thank you for your aid in securing this position. Anna L. Pitman, Laconia, N. H., Aug. 10, 1905. Dolgeville, N. Y.-I have received an appointment as kindergartner in Dolgeville and have accepted it. Thank you for aiding me in securing this position. Marjorie J. Pettengill, Amsterdam, N. Y., Aug. 11, 1905. Coal Valley, Ill. I have been elected as principal of the school at Coal Valley, Ill., and think, I shall accept. Thank you for your favors. Alex. Unger, Marietta, Ohio, Aug. 14, 1905. Kewanna, Ind.-I have accepted the position at Kewanna, Ind., for which you recommended me some time ago, and shall leave here Saturday, Aug. 19th, for that place. Thank you for your efforts in my behalf. Paul Weiss, Providence, R. I., Aug. 14, 1905. Manchester, Vt.-I have accepted the position at Manchester for which you recommended me. Thank you for the efforts you have made for me. Mrs. Alice Walrath, Fort Plain, N. Y., Aug. 14, 1905. Napanoch, N. Y.-I have to-day accepted the principalship of the school at Napanoch and thank you very much for the help which you gave me in securing it. I hope I shall be able to do successful work and reward your efforts in my behalf. May Hale, Cortland, N. Y., Aug. 14, 1905. Staunton Military Academy, Staunton, Va.— Upon your recommendation I have offered Mr. Maloney the position for which you recommended him. Many thanks for your kind attention and most intelligent service which has the writer's heartiest appreciation. Capt. Wm. H. Kable, Commandant, Aug. 14, 1905. Andalusia, Ill. I am pleased to say that I have secured a position as teacher through your agency. D. M. Dukeman, Lancaster, Pa., Aug. 15, 1905. Agricultural College, Miss. I received the following telegram this morning: "You are appointed at $1,200 salary, beginning Sept. 15th." I wired reply as follows: "I accept. When shall I report?" V. W. Bragg, Gordonsville, Va., Aug. 15, 1905. Rutland, Vt.-You will be interested to know that we have engaged Mr. Nelson A. Hallauer, of Webster, N. Y., one of your candidates, as teacher of science in our high school. Thank vou for your prompt attention to our needs. h. H. Ross, Chairman Teachers' Committee, Aug. 15, 1905. Spring Valley, N. Y.-I have accepted the position in the first grade in Spring Valley. Thank you very much for your efforts in my behalf. It will be a great pleasure to recommend your agency to my friends. Lillian B. Wallace, Peoria, N. Y., Aug. 17, 1905. School and college officials in search of instructors should communicate with us Teachers who wish positions should register at once ALBANY TEACHERS' AGENCY 81 Chapel Street Albany, N. Y. A SUCCESSFUL SCHOOL AND COLLEGE BUREAU. now is the time to REGISTER. VACANCIES occur right along through the year. Membership good until the close of season 1905-6. Write for circular and application blank. Do it to day OF BOSTONS S The TEACHERS' EXCHANGE 120 BOYLSTON ST. RECOMMENDS TEACHERS, TUTORS AND PRIVATE SCHOOLS. Correspondence invited. THE BREWER TEACHERS' AGENCY (THE TEACHERS' CO-OPERATIVE ASSOCIATION) 494 ASHLAND AVENUE: BUFFALO, NEW YORK The Bridge Teachers' Agency C. A. SCOTT & CO., Proprietors, 2A Beacon St., BOSTON The Address, COLLEGE, ACADEMIC, AND HIGH- Western Teachers' Agency is managed in connection with THE WESTERN TEACHER, and has exceptional facilities for placing teachers in good positions in Wisconsin, Iowa, the Dakotas and adjoining states. Milwaukee, Wis. S. y. GILLAN & COMPANY Cedar Falls, low a 或 or Park River, North Dakota THE FISK TEACHERS' AGENCY Does business in 45 States, 6 Territories and 8 Foreign Countries. New York and New Jersey comprise a small part of this great field, yet in the former we have filled 3,175 and in the latter 1,630 positions in public and private schools at salaries ranging from $400 to $3,500, aggregating $3,291,800. Shall we present your interests? We now have many vacancies. Send for manual and blanks. 156 Fifth Avenue, NEW YORK SCHOOL SCIENCE AND MATHEMATICS A Monthly Journal for Science and Mathematics in Secondary Schools Practical articles, suggestive, illustrative descriptions of apparatus, experiments, laboratory equipment and plans. Short, newsy, helpful notes on science and mathematics. BIRDS AND NATURE, one year, Last ten back numbers BIRDS AND NATURE, 60 Colored Pictures from BIRDS AND NATURE, our selection, The total amount of value, ALL FOR $1.50 2.00 1.20 $4.70 $2.35 I have been for years taking books and papers pertaining to out-door life, and have discontinued them all because they were not true to nature in coloring and drawing. I have hunted and fishe 1 all my life. A vear ago I saw a copy of BIRDS AND NATURE. After examining it and comparing drawings and coloring with government reports, I can say that yours are absolutely perfect. I would not be without BIRDS AND NATURE if cost $10.co a year.-F. W. Baker, Dentist, Ogden, Utah, Aug. 27, 1904. Your magazine has certainly had a phenomenal success and it is entirely worthy of its cordial reception.-7. A. Allen, Editor The Auk." When one considers the low price at which you sell BIRDS the number and excellence of the plates are surprising, and I trust that your efforts to popularize the study of Ornithology may meet with the success it so well deserves.-F. M. Chapman, Editor "Bird-Lore." A. W. MUMFORD & Co., Publishers 378 WABASH AVENUE, CHICAGO |