"That night Marilla takes me in the room where the piano was, while the others were out on the gallery.

'Come here, Rush,' says slie; 'I want you to see this now.'

"She unties the rope, and drags off the wagon-sheet.

"If you ever rode a saddle without a horse, or fired off a gun that wasn't loaded, or took a drink out of an empty bottle, why, then you might have been able to scare an opera or two out of the instrument Uncle Cal had bought.

'Instead of a piano, it was one of them machines they've invented to play the piano with. By itself it was about as musical as the holes of a flute without the

flute.

"And that was the piano that Uncle Cal had selected; and standing by it was the good, fine, all-wool girl that never let him know it.

"And what you heard playing a while ago," concluded Mr. Kinney, “was that same deputy-piano machine; only just at present it's shoved up against a sixhundred-dollar piano that I bought for Marilla as soon as we was married."

A CALL LOAN

IN those days the cattlemen were the anointed. They were the grandees of the grass, kings of the kine, lords of the lea, barons of beef and bone. They might have ridden in golden chariots had their tastes so inclined. The cattleman was caught in a stampede of dollars. It seemed to him that he had more money than was decent. But when he had bought a watch with precious stones set in the case so large that they hurt his ribs, and a California saddle with silver nails and Angora skin suaderos, and ordered everybody up to the bar for whisky-what else was there for him to spend money for?

Not so circumscribed in expedient for the reduction of surplus wealth were those lairds of the lariat who had womenfolk to their name. In the breast of the rib-sprung sex the genius of purse lightening may slumber through years of inopportunity, but never, my brothers, does it become extinct.

So, out of the chaparral came Long Bill Longley from the Bar Circle Branch on the Frio a wife-driven man-to taste the urban joys of success. Something like half a million dollars he had, with an income steadily increasing.

Long Bill was a graduate of the camp and trail. Luck and thrift, a cool head, and a telescopic eye for mavericks had raised him from cowboy to be a cowman. Then came the boom in cattle, and Fortune, stepping gingerly among the cactus thorns, came and emptied her cornucopia at the doorstep of the ranch.

In the little frontier city of Chaparosa, Longley built a costly residence. Here he became a captive, bound to the chariot of social existence. He was doomed to become a leading citizen. He struggled for a time like a mustang in his first corral, and then he hung up his quirt and spurs. Time hung heavily on his hands. He organized the First National Bank of Chaparosa, and was elected its president.

One day a dyspeptic man, wearing double-magnifying glasses, inserted an official-looking card between the bars of the cashier's window of the First National Bank. Five minutes later the bank force was dancing at the beck and call of a national bank examiner.

This examiner, Mr. J. Edgar Todd, proved to be a thorough one.

At the end of it all the examiner put on his hat, and called the president, Mr. William R. Longley, into the private office.

"Well, how do you find things?" asked Longley, in his slow, deep tones. "Any brands in the round-up you didn't like the looks of?"

"The bank checks up all right, Mr. Longley," said Todd; "and I find your loans in very good shape-with one exception. You are carrying one very bad bit of paper-one that is so bad that I have been thinking that you surely do not realize the serious position it places you in. I refer to a call loan of $10,000 made to Thomas Merwin. Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without indorsement or security. Thus you have doubly violated the national banking laws, and have laid yourself open to criminal prosecution by the Government. A report of the matter to the Comptroller of the Currency-which I am bound to makewould, I am sure, result in the matter being turned over to the Department of Justice for action. You see what a serious thing it is."

Bill Longley was leaning his lengthy, slowly moving frame back in his swivel chair. His hands were clasped behind his head, and he turned a little to look the examiner in the face. The examiner was surprised to see a smile creep about the rugged mouth of the banker, and a kindly twinkle in his light-blue eyes. If he saw the seriousness of the affair, it did not show in his countenance.

"Of course, you don't know Tom Merwin," said Longley, almost genially. "Yes, I know about that loan. It hasn't any security except Tom Merwin's word. Somehow, I've always found that when a man's word is good, it's the best security there is. Oh, yes, I know the Government doesn't think so. I guess I'll see

Tom about that note."

Mr. Todd's dyspepsia seemed to grow suddenly worse. He looked at the chaparral banker through his double-magnifying glasses in amazement,

"You see," said Longley, easily explaining the thing away, "Tom heard of 2000 head of two-year-olds down near Rocky Ford on the Rio Grande that could be had for $8 a head. I reckon 'twas one of old Laendro Garcia's outfits that he had smuggled over, and he wanted to make a quick turn on 'em. Those cattle are worth $15 on the hoof in Kansas City. Tom knew it and I knew it. He had $6,000, and I let him have the $10,000 to make the deal with. His brother Ed took 'em on to market three weeks ago. He ought to be back 'most any day now with the money. When he comes Tom'll pay that note."

The bank examiner was shocked. It was, perhaps, his duty to step out to the telegraph office and wire the situation to the Comptroller. But he did not. He talked pointedly and effectively to Longley for three minutes. Ile succeded in making the banker understand that he stood upon the border of a catastrophe. And then he offered a tiny loophole of escape.

"I am going to Hilldale's to-night," he told Longley, "to examine a bank there. I will pass through Chaparosa on my way back. At twelve o'clock to-morrow I shall call at this bank. If this loan has been cleared out of the way by that time it will not be mentioned in my report. If not-I will have to do my duty." With that the examiner bowed and departed.

The President of the First National lounged in his chair half an hour longer, and then he lit a mild cigar, and went over to Tom Merwin's house. Merwin, a ranchman in brown duck, with a contemplative eye, sat with his feet upon a table, plaiting a rawhide quirt.

"Tom," said Longley, leaning against the table, "you heard anything from Ed yet?"

"Not yet," said Merwin, continuing his plaiting. "I guess Ed'll be along back now in a few days."

"There was a bank examiner," said Longley, "nosing around our place to-day, and he bucked a sight about that note of yours. You know I know it's all right,

but the thing is against the banking laws. I was pretty sure you'd have paid it off before the bank was examined again, but the son-of-a-gun slipped in on us, Tom. Now, I'm short of cash myself just now, or I'd let you have the money to take it up with. I've got till twelve o'clock to-morrow, and then I've got to show the cash in place of that note or-"

"Or what, Bill?" asked Merwin, as Longley hesitated.

"Well, I suppose it means be jumped on with both of Uncle Sam's feet."

"I'll try to raise the money for you on time," said Merwin, interested in his plaiting.

"All right, Tom," concluded Longley, as he turned toward the door; "I knew you would if you could."

Merwin threw down his whip and went to the only other bank in town, a private one, run by Cooper & Craig.

"Cooper," he said, to the partner by that name, "I've got to have $10,000 to-day or to-morrow. I've got a house and lot here that's worth about $6000 and that's all the actual collateral. But I've got a cattle deal on that's sure to bring me in more than that much profit within a few days."

Cooper began to cough.

"Now, for God's sake don't say no," said Merwin. "I owe that much money on a call loan. It's been called, and the man that called it is a man I've laid on the same blanket with in cow-camps and ranger-camps for ten years. He can call anything I've got. He can call the blood out of my veins and it'll come. He's got to have the money. He's in a devil of a Well, he needs the money,

and I've got to get it for him. You know my word's good, Cooper." "No doubt of it," assented Cooper, urbanely, "but I've a partner, you know. I'm not free in making loans. And even if you had the best security in your hands, Merwin, we couldn't accommodate you in less than a week. We're just making a shipment of $15,000 to Myer Brothers in Rockdell, to buy cotton with. It goes down on the narrow gauge to-night. That leaves our cash quite short at present. Sorry we can't arrange it for you."

Merwin went back to his little bar office and plaited at his quirt again. About four o'clock in the afternoon he went to the First National and leaned over the railing of Longley's desk.

"I'll try to get that money for you to-night-I mean to-morrow, Bill." "All right, Tom," said Longley, quietly.

At nine o'clock that night Tom Merwin stepped cautiously out of the small frame house in which he lived. It was near the edge of the little town, and few citizens were in the neighborhood at that hour. Merwin wore two six-shooters in a belt and a slouch hat. He moved swiftly down a lonely street, and then followed the sandy road that ran parallel to the narrow-gauge track until he reached the water-tank, two miles below the town. There Tom Merwin stopped, tied a black silk handkerchief about the lower part of his face, and pulled his hat down low.

In ten minutes the night train for Rockdell pulled up at the tank, having come from Chaparosa.

With a gun in each hand Merwin raised himself from behind a clump of chaparral and started for the engine. But before he had taken three steps, two long, strong arms clasped him from behind, and he was lifted from his feet and thrown, face downward, upon the grass. There was a heavy knee pressing against his back, and an iron hand grasping each of his wrists. He was held thus, like a child, until the engine had taken water, and until the train had moved, with accelerating speed, out of sight. Then he was released, and rose to his feet to face Bill Longley.

"The case never needed to be fixed up this way, Tom," said Longley. Cooper this evening, and he told me what you and him talked about.

"I saw

Then I

went down to your house to-night and saw you come out with your guns on, and I followed you. Let's go back, Tom."

They walked away together, side by side.

"Twas the only chance I saw," said Merwin, presently. "You called your loan, and I tried to answer you. Now, what'll you do, Bill, if they sock it to

you?"

"What would you have done if they'd socked it to you?" was the answer Longley made.

"I never thought I'd lay in a bush to stick up a train," remarked Merwin; "but a call loan's different. A call's a call with me. We've got twelve hours yet, Bill, before this spy jumps onto you. We've got to raise them spondulicks somehow. Maybe we can-Great Sam Houston! do you hear that?"

Merwin broke into a run, and Longley kept with him, hearing only a rather pleasing whistle somewhere in the night rendering the lugubrious air of "The Cowboy's Lament."

"It's the only tune he knows," shouted Merwin, as he ran.

"I'll bet

They were at the door of Merwin's house. He kicked it open and fell over an old valise lying in the middle of the floor. A sunburned, firm-jawed youth, stained by travel, lay upon the bed puffing at a brown cigarette. "What's the word, Ed?" gasped Merwin.

"So, so," drawled that capable youngster. "Just got in on the 9:30. Sold the bunch for fifteen, straight. Now, buddy. you want to quit kickin' a valise around that's got $29,000 in greenbacks in its in'ards."

THE PRINCESS AND THE PUMA

THERE had to be a king and queen, of course. The king was a terrible old man who wore sixshooters and spurs, and shouted in such a tremendous voice that the rattlers on the prairie would run into their holes under the prickly pear. Before there was a royal family they called the man "Whispering Ben.' When he came to own 50,000 acres of land and more cattle than he could count, they called him O'Donnell "the Cattle King."

The queen had been a Mexican girl from Laredo. She made a good, mild, Coloradoclaro wife, and even succeeded in teaching Ben to modify his voice sufficiently while in the house to keep the dishes from being broken. When Ben got to be king she would sit on the gallery of Espinosa Ranch and weave rush mats. When wealth became so irresistible and oppressive that upholstered chairs and a centre table were brought down from San Antone in the wagons, she bowed her smooth, dark head, and shared the fate of the Danaë.

To avoid lèse-majesté you have been presented first to the king and queen. They do not enter the story, which might be called "The Chronicle of the Princess, the Happy Thought, and the Lion that Bungled his Job."

Josefa O'Donnell was the surviving daughter, the princess. From her mother she inherited warmth of nature and a dusky, semi-tropic beauty. From Ben O'Donnell the royal she acquired a store of intrepidity, common sense, and the faculty of ruling. The combination was worth going miles to see. Josefa while riding her pony at a gallop could put five out of six bullets through a tomatocan swinging at the end of a string. She could play for hours with a white kitten she owned, dressing it in all manner of absurd clothes. Scorning a pencil,

she could tell you out of her head what 1545 two-year-olds would bring on the hoof, at $8.50 per head. Roughly speaking, the Espinosa Ranch is forty miles long and thirty broad-but mostly leased land. Josefa, on her pony, had prospected over every mile of it. Every cow-puncher on the range knew her by sight and was a loyal vassal. Ripley Givens, foreman of one of the Espinosa outfits, saw her one day, and made up his mind to form a royal matrimonial alliance. Presumptuous? No. In those days in the Nueces country a man was a man. And, after all, the title of cattle king does not presuppose blood royal. Often it only signifies that its owner wears the crown in token of his magnificent qualities in the art of cattle stealing.

One day Ripley Givens rode over to the Double Elm Ranch to inquire about a bunch of strayed yearlings. He was late in setting out on his return trip, and it was sundown when he struck the White Horse Crossing of the Nueces. From there to his own camp it was sixteen miles. To the Espinosa ranch-house it was twelve. Givens was tired. He decided to pass the night at the Crossing.

There was a fine water hole in the river-bed. The banks were thickly covered with great trees, undergrown with brush. Back from the water hole fifty yards was a stretch of curly mesquite grass-supper for his horse and bed for himself. Givens staked his horse, and spread out his saddle blankets to dry. He sat down with his back against a tree and rolled a cigarette. From somewhere in the dense timber along the river came a sudden, rageful, shivering wail. The pony danced at the end of his rope and blew a whistling snort of comprehending fear. Givens puffed at his cigarette, but he reached leisurely for his pistolbelt, which lay on the grass, and twirled the cylinder of his weapon tentatively. A great gar plunged with a loud splash into the water hole. A little brown rabbit skipped around a bunch of catclaw and sat twitching his whiskers and looking humorously at Givens. The pony went on eating grass.

It is well to be reasonably watchful when a Mexican lion sings soprano along the arroyos at sundown. The burden of his song may be that young calves and fat lambs are scarce, and that he has a carnivorous desire for your acquaintance.

In the grass lay an empty fruit can, cast there by some former sojourner. Givens caught sight of it with a grunt of satisfaction. In his coat pocket tied behind his saddle was a handful or two of ground coffee. Black coffee and cigarettes! What ranchero could desire more?

In two minutes he had a little fire going clearly. He started, with his can, for the water hole. When within fifteen yards of its edge he saw, between the bushes, a side-saddled pony with down-dropped reins cropping grass a little distance to his left. Just rising from her hands and knees on the brink of the water hole was Josefa O'Donnell. She had been drinking water, and she brushed the sand from the palms of her hands. Ten yards away, to her right, half concealed by a clump of sacuista, Givens saw the crouching form of the Mexican lion. His amber eyeballs glared hungrily; six feet from them was the tip of the tail stretched straight, like a pointer's. His hind-quarters rocked with the motion of the cat tribe preliminary to leaping.

Givens did what he could. His six-shooter was thirty-five yards away lying on the grass. He gave a loud yell, and dashed between the lion and the princess. The "rucus," as Givens called it afterward, was brief and somewhat confused. When he arrived on the line of attack he saw a dim streak in the air, and heard a couple of faint cracks. Then a hundred pounds of Mexican lion plumped down upon his head and flattened him, with a heavy jar, to the ground. He remembered calling out: "Let up, now-no fair gouging!" and then he crawled from under the lion like a worm, with his mouth full of grass and dirt, and a big lump on the back of his head where it had struck the root of a water-elm. The lion lay motionless. Givens, feeling aggrieved, and suspicious